Car Insurance.

There are basically 3 types of car insurance available in today’s market:

Third party only(TPO) – This is the most basic insurance cover you can get, it provides the following:
Liability cover for Third Parties (Injuries to Third Parties and Damage to Third Party Property).
Liability cover for Passengers (For the damage they cause, as a Third Party)Emergency Treatment
Legal Expenses
Liability cover for Trailers
Foreign Travel Cover

Third party Fire & Theft (TPFT) – This is the same as above with the following extras:
Cover for Fire, Lightning, Explosion, Theft, Attempted Theft, Taking without consent.
Cover for Accessories, fitted onto the car, or, stored in the garage.
Delivery after repair, Storage, Towing

Fully Comprehensive (also known as Comp) – This form of cover includes all of the benefits above and the following:
Cover for Storm, Flood, Vandalism, Malicious Damage, Accidental Damage
Variable Excesses dependent on choice and/or age of driver
Medical Expenses Cover
Personal Effects Cover
Death or Injury Cover
A Lot of Insurance companys now take the Pass Plus scheme into consideration.A good website to visit for car insurance is CONFUSED.com. It will save you phoning around lots of different place looking for the best quote.

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